Get a human-reviewed property intelligence report on any NYC listing within 24 hours. OwlCard reads public records, pricing data, violations, deeds, taxes, flood risk and true monthly cost — then gives you a buyer-side verdict before you make an offer.
Before you offer, know whether to proceed, verify, or walk away.
Owl Report — any NYC listing$19$49
Early-access price: $19. Regular price after NYC launch: $49.
Secure checkout via Stripe. AI-assisted, human-reviewed, every material fact cited. Informational only — not brokerage, legal, appraisal or inspection advice. Legal Pack
🦉 Taking you to secure checkout… Pay $19 and your listing is on its way to the owl. Report delivered within 24 hours.
24-hour deliveryEvery fact citedOn your side only
Reads: ACRIS · HPD · DOB · DOF · PLUTO · FEMA · NYPD · Rolling Sales — not a chatbot with a listing, a record-reading machine.
The problem
Buying a home blind is dangerous.
The listing tells you what the seller wants you to know. The public record tells you the rest — and almost no buyer ever reads it.
Is this price fair?
The broker wants the deal to close. Zillow shows a range. Nobody on your side runs the comps — so you guess.
What am I really buying?
Open violations, active facade orders, a thin permit trail, an odd deed history — all public record, all invisible in the listing.
What will it really cost?
Maintenance, expiring abatements, flip taxes, closing costs, a board income threshold — none of it added up for you anywhere.
What OwlCard does
An advisor, not another listings portal
Portals show you what's for sale and work for whoever pays them. OwlCard does the homework, calibrates the risk, and stands on your side of the table.
Reads the whole record
Taxes and expiring abatements, building violations, deed history, flood and climate, schools — fused into one honest view, cited to source.
Talks like a person
A plain-English report and follow-up answers — no legalese, no spreadsheet fog, no broker spin. Today a report; soon a conversation.
Always on your side
You pay us — nobody else does. No commissions, no referral fees, no money from sellers or brokers. A licensed professional takes over to transact.
The records OwlCard reads
We read the records buyers rarely read.
Most buyers see the listing. OwlCard reads the whole file behind it — the public registers your broker won't open for you.
NYC public records
ACRIS
Deeds & ownershipMortgages, transfer history, the title story.
PROCEED — “Standard due diligence. No special layers.”CAUTION — “Bid only after the resale story checks out.”
Click any sample to open the full report (opens in a new tab).
What's inside a report
Everything you need before you offer.
What your report looks like
Verdict — proceed, verify or caution
Component diagnosis — price, monthly cost, building health, location
Hidden record issues — permits, violations, ownership, taxes
Action plan — questions for your agent, attorney and inspector
For$19$49, you get:
Fair-price read
Comp logic, shown openly
True monthly cost
Closing-cost estimate
Violations / permits / complaints
Deed and ownership history
Tax / abatement check
Flood and local risk check
Six questions to ask before you offer
PROCEED / VERIFY / CAUTION verdict
Human review within 24 hours
Not every report finds problems.
Some properties deserve a warning. Some deserve a deeper check. And sometimes the data says: proceed with standard diligence.
The value is not just finding red flags. The value is knowing when not to flag.
Why trust it
Calibrated, cited, and only ever on your side.
Human-reviewed
Rules do the math; a person checks every report before it ships.
Public sources
HPD, DOB, ACRIS, DOF, FEMA, NYPD — every material fact cited to its source.
No commissions
You pay us — nobody else does. No seller money, no referral fees, no conflict.
Buyer-side only
One client: you. Good news or bad, what the data says is what you hear.
85%of surveyed U.S. buyers (n=105) rated OwlCard Very or Extremely useful.
Where we're headed
Starting in New York City.
NYC is the hardest market there is — co-ops, condos, HPD, DOB, ACRIS, abatements, FISP, board rules. If OwlCard can make sense of New York, it can scale market by market.
Now
NYC Owl Reports
Human-reviewed property intelligence on any New York listing, delivered in 24 hours.
Next
Buyer dashboard & property watch
Track listings, get change alerts, and ask follow-up questions across your whole search.
Later
Other US metros
The NYC playbook applied city by city, one public-record integration at a time.
OwlCard is informational and educational only. It is not real estate brokerage, legal, financial, appraisal or inspection advice. Reports describe what the public record shows and what to verify — they never tell you what to offer. Representation and transactions are handled by licensed professionals.
"Every home has a paper trail. Nobody reads it. The owl does — and turns it into a decision you can trust."
— Filip Wozniakowski, Founder
Buying a home? Don't fly blind.
Send us any NYC listing. OwlCard reads the whole record — fair price, hidden risks, true cost — and sends your report within 24 hours.
Proceed
Verify
Caution